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THE FINANCIAL EDUCATION SERIES
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05 / DIGITAL ASSETS

Understand the technology.
Keep the questions sharp.

An introduction to crypto assets, stablecoins, custody and the risks behind the terminology.

FREE INTRODUCTORY READING · GENERAL EDUCATION

01

Start with what the asset represents

A digital token may have a particular use, claim or set of rights—or very limited rights. Technology, legal rights and market price are different questions. Read the issuer’s actual terms rather than relying on a name or ticker.

02

Stable is a design goal, not a guarantee

Stablecoins are designed to maintain a reference value. Their risks depend on the issuer, reserves, redemption terms, custody and technology. A target price does not guarantee that a holder can redeem at that price at every moment.

03

Custody changes responsibilities

Understand who controls the keys, how access is recovered, and what happens if a provider fails. Do not share recovery phrases or private keys. Transfers and recovery options differ from familiar bank and card products.

04

Learn before taking a position

Evaluate volatility, liquidity, fees, fraud, counterparty and technical risks. The course does not recommend a token, promise returns, execute trades or hold customer funds. Regulation and product terms change; check current official sources before acting.

CHECK YOUR UNDERSTANDING

Does the word stablecoin guarantee a risk-free asset?

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